Commercial property finance workflow · Built in Australia

Turn the next property deal into
a lender-ready file.

Start with a commercial property refinance or acquisition scenario. Check lender fit, identify missing evidence, and prepare the file in one workspace—then use the same platform for your wider commercial-finance work.

Create your free Starter workspace Get help setting up

Refinance & acquisition first$0 Starter packageVerified broker access

Inside xPortal

See the file. See the next step.

A working view of your deal and its documents. Expand either screen to take a closer look.

Your deal, in one view

See the borrower, funding request, file status, and next action together. Pick up where your team left off.

Explore the deal workspace

Know what is missing

Review uploaded documents, spot evidence gaps, and keep outstanding items visible before preparing a submission.

Explore document review

Built for your role

A clearer handoff at every stage

Choose the workflow that matches the work you do.

Brokers & advisers

Spend less time rebuilding files

Collect client details once, check missing documents, and prepare lender submissions from the same record.

Explore broker workflows

Lenders & credit teams

Know what needs review

See document gaps, policy exceptions, and open conditions before a file reaches your credit team.

Explore lender workflows

Enterprise & aggregators

Give every team a consistent process

Bring file quality, handoffs, reporting, and review responsibilities together across your organisation.

Explore enterprise options

How it works

From client details to a reviewable submission

Follow the file from intake through verification to the next pack. Your team stays in control of review and approval.

01 Capture

Client intake

Borrower, entity, security, purpose, and timing details.

Document set

Uploads, source checks, missing items, and review flags.

Lender logic

Policy, servicing, appetite, LVR, and exception context.

02 Verify

One connected record

Verified Deal Record

Capture → verify → review → package → learn

Evidence stays connected

03 Package

Memo

Deal summary

Structured narrative and credit-paper material.

Pack

Submission package

Evidence, summary, conditions, and next actions.

Data

Outcome learning

Market signals improve future recommendations.

Review property-secured commercial deals, asset finance, and working capital from the same captured record. Lender-fit results support professional judgement; they are not credit approvals.

Run the brokerage

From the first relationship to the next loan review

xPortal brings relationship management and everyday operations together with commercial finance assessment, so the work around each application stays visible too.

Relationships and pipeline

Keep clients, referrers, and deals connected

Manage client and referrer records alongside deal stages, activities, tasks, and ownership. Keep relationship context close to the file your team is progressing.

Follow-up sequences

Give every outstanding item a next step

Set up reminders for client applications, missing documents, referrer follow-ups, and agreements. Control timing, pause or resume a sequence, and stop on reply when configured.

After settlement

Keep the loan book in view

Review settled loans, maturity dates, recorded upfront and trail commissions, and clawback indicators. Keep the information needed for the next client review attached to the relationship.

Module access depends on your plan, role, and workspace setup. Connected services require an authorised account; reports and loan-book indicators reflect the data recorded or synced.

Explore the operating tools

Lender data coverage

Selected lender profiles across major workflow segments

The platform can organise lender-fit review across bank, non-bank, SME, asset finance, and private credit records. These examples are coverage signals, not approval claims or a public policy source.

Major banksSpecialist non-banksAsset financeSME working capitalPrivate credit

Selected lender coverage logos

Lender availability, appetite, and policy fit can vary by scenario, product, security, borrower profile, and live market conditions.

You stay in control

Clear evidence. Human decisions.

Keep source documents, review notes, and open conditions attached to the deal. See what has been checked and what still needs attention before sharing a pack.

Start with free tools for early deal checks. When you need a shared workflow, compare packages or find the right plan for your team.

Compare plans and pricing →How review and approval work →

Your next step

Start with one commercial-finance question

Create a verified free Starter workspace, complete one useful check, and move into deeper workflow only when the need is clear.